For Owners

Information for apartment buyers in Chile

Understand what post-sale coordination involves, how the process works, and what collective claims can achieve for buyer groups in new buildings.

Group of apartment owners in a building common area discussing shared construction defects

Why individual claims often stall

When you buy a new apartment in Chile, you receive legal warranty coverage for construction defects. The problem is that developers handle post-sale claims one by one — and individual buyers rarely have the time, documentation, or persistence to push a claim through to resolution.

Meanwhile, your neighbors are experiencing the same filtrations, the same deficient finishes, the same equipment failures. Each one files a separate complaint. Each one gets a different response. The developer manages the process — not the buyers.

Collective coordination changes this. When a building group presents a single, unified, documented claim — supported by photographs and organized by unit — it carries institutional weight that individual complaints do not.

What happens when you engage Xedlumo

Initial Assessment

We review the building situation, the nature of the defects, and the number of affected units to understand whether collective coordination is appropriate.

Group Formation

We help identify and connect affected buyers within the building, establishing a shared communication structure and coordinating participation.

Defect Documentation

We guide each participant in documenting their specific issues with photographs, dates, and written descriptions — systematized across all units.

Technical Dossier Preparation

We compile all documentation into a unified technical file, including a structured defect register, photographic evidence, and applicable legal warranty deadlines.

Collective Claim Submission

We present the unified claim to the developer as a group, with a simultaneous copy to SERNAC, ensuring formal registration of the collective complaint.

Follow-Up Coordination

We track the developer's response and coordinate any follow-up documentation or communications needed to advance the claim process.

Common questions about collective coordination

Is Xedlumo a law firm?

No. Xedlumo is a claim coordination service. We organize buyer groups, systematize defect documentation, and prepare unified technical files for collective submission. We do not provide legal advice or legal representation. If legal action is required, buyers should consult a qualified attorney independently.

How many affected units are needed to coordinate collectively?

There is no strict minimum, but collective coordination becomes more impactful as the number of participating units grows. We can discuss the specifics of your building's situation to assess whether coordination is appropriate for your group.

What types of defects can be included in a collective claim?

Common defects that appear across multiple units are well-suited for collective claims. These typically include filtrations and moisture infiltration, deficient finishes (cracks, paint, flooring), non-functioning equipment (elevators, HVAC, common area systems), and structural issues. We systematize all reported defects to identify patterns across the building.

What is SERNAC and why does copying them matter?

SERNAC (Servicio Nacional del Consumidor) is Chile's national consumer protection agency. Filing a collective claim with a copy to SERNAC formally registers the complaint with a government body, which increases the institutional weight of the claim and creates an official record of the group's complaint.

How long does the coordination process take?

The timeline varies depending on the size of the group, the complexity of the defects, and how quickly participants can complete their documentation. The coordination and dossier preparation phase typically takes several weeks. We discuss realistic timelines during the initial assessment.

What happens after the collective claim is submitted?

After submission, the developer is expected to respond to the collective claim. Xedlumo can coordinate follow-up communications and additional documentation if needed. If the developer's response is unsatisfactory and legal action becomes necessary, buyers would need to engage legal counsel independently — as Xedlumo does not provide legal representation.

Is your building ready to coordinate?

Contact Xedlumo to discuss your situation and understand what collective coordination involves for your building.